Shopping
This acceptance mark is one of the best known around the world.
The best part of this is that wherever you see it, you can use OPTIMUM. That’s pretty much everywhere on the High Street – from shops, petrol stations and restaurants to cinemas, pubs and supermarkets.
And because MasterCard® is a truly global brand –accepted at over 25 million locations worldwide - you can use your OPTIMUM card in the UK or across the world.
With your unique PIN number, you know your money is safe too.
On-line
OPTIMUM opens up the whole world of secure on-line shopping – without having to worry about people accessing your bank account details.
With on-line shopping growing faster than ever, OPTIMUM lets you enjoy the best on-line deals without having to leave home!
SECURITY TIP: To safely and securely access your OPTIMUM account, open a new web browser (e.g. Internet Explorer or Netscape) and type in www.myoptimumcard.co.uk. This will help you avoid fake links to fake websites.
Home & Away
OPTIMUM is the perfect card for use at home and abroad. You can even save money up on your card and use that as your holiday spending. Best of all, you can top it up in the usual way in the UK with pounds and then, when you are abroad you can even take cash out in the local currency. Safe. Smart. Handy!
Wherever you see the MasterCard® acceptance mark, you can use OPTIMUM – from a Greek Taverna, Spanish hire car company or American theme park!
Withdraw cash
With more than 1 million cash machines in over 200 countries, you can withdraw cash in the local currency in amounts that you feel safe carrying. Better still, it costs you less than many high street banks.
Simply insert your OPTIMUM card into the cash machine, press the 
- Union Jack symbol for the English language version and follow the easy on-screen instructions. Click here for our ATM locator.
Minimum and maximum withdrawal limits: You can withdraw up to £250 a day from an ATM or up to the maximum country limit allowed – whichever is the lowest. The minimum withdrawal in the UK is £10. The minimum amounts vary in countries outside the UK. ATM restrictions may apply, click here for further information.