Take control of your money

Simple, secure shopping with the OPTIMUM Prepaid Mastercard

*£5 card fee is applicable

What is OPTIMUM?

  • A Contactless prepaid card to keep you in control of your money
  • Load money via any of our simple top up methods and use your card anywhere you see the Mastercard Acceptance Mark
  • A simple, secure card for anyone

Benefits of OPTIMUM?

  • Secure shopping online or abroad
  • 24/7 access to your cash at home or abroad
  • Quick and easy Contactless payments
  • Manage your money via mobile app or online

How to get OPTIMUM

Apply online and your card will be sent your door. The OPTIMUM card costs £5.

  • Pay with a credit/debit card
  • Pay by mobile. Text APPLY to 82023*
    * Your network provider may charge you for sending a premium SMS

Understanding OPTIMUM

Watch our animated explainer video highlighting the benefits of using the Optimum card.


Apply now

After activating your card and registering, you’ll be able to load your card, manage your account and check your balance.

Optimum App logo

Manage your money on the move with the Optimum card mobile app myOptimumCard.

Benefits of the app include allowing you to view your balance and transactions, load funds and set alerts. Your app is protected by a passcode and we’ll never store any of your financial details on the phone.

Download the Android app

Need help? View our FAQ section VIEW FAQ'S

The Optimum Prepaid Mastercard® is issued by PrePay Technologies Limited pursuant to license by Mastercard International Incorporated. This card is an electronic money product. PrePay Technologies Ltd, is authorised and regulated by the Financial Conduct Authority for the issuance of electronic money (FRN 900010). Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.