The Optimum Prepaid MasterCard® has been issued by Clydesdale Bank PLC pursuant to license by MasterCard International Incorporated. This card is an electronic money product. The electronic money associated with this card is provided by PrePay Technologies Ltd, a company authorised and regulated by the Financial Conduct Authority for the issuance of electronic money (FRN 900010). PrePay Technologies Ltd is a registered service provider of Clydesdale Bank PLC. MasterCard is a registered trademark of MasterCard International Incorporated.