Take control of your money
Simple, secure shopping with the OPTIMUM Prepaid Mastercard
APPLY NOW*What is OPTIMUM?
- A Contactless prepaid card to keep you in control of your money
- Load money via any of our simple top up methods and use your card anywhere you see the Mastercard Acceptance Mark
- A simple, secure card for anyone
Benefits of OPTIMUM?*
- Secure shopping online or abroad
- 24/7 access to your cash at home or abroad
- Quick and easy Contactless payments
- Manage your money via mobile app or online
How to get OPTIMUM
Apply online and your card will be sent your door. The OPTIMUM card costs £5.
- Pay with a credit/debit card
- Pay by mobile. Text APPLY to 82023*
* Your network provider may charge you for sending a premium SMS
Understanding OPTIMUM
Watch our animated explainer video highlighting the benefits of using the Optimum card.
Apply now
After activating your card and registering, you’ll be able to load your card, manage your account and check your balance.
Manage your money on the move with the Optimum card mobile app myOptimumCard.
Benefits of the app include allowing you to view your balance and transactions, load funds and set alerts. Your app is protected by a passcode and we’ll never store any of your financial details on the phone.
*We are legally required to confirm your identity when we receive your application. As long as we can do this, you will receive a card that allows you use all the great stuff Optimum has to offer. If we are not able to fully confirm your identity, you may receive a card that still lets you shop everywhere in the UK, but which has limited functionality.
The Optimum Prepaid Mastercard® is issued by PrePay Technologies Limited pursuant to license by Mastercard International Incorporated. This card is an electronic money product. PrePay Technologies Ltd, is authorised and regulated by the Financial Conduct Authority for the issuance of electronic money (FRN 900010). Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
