It’s a card that you load with money before you shop. If it’s running low you simply load more cash onto it, and you don’t need a bank account or a credit check to get one. You might not want a credit card, or you might already have one but want something a bit more convenient that puts you, and nobody else, in control of your money.
The great thing about the OPTIMUM card is you can only spend the money you’ve put on the card, so there’s less chance of spending more than you bargained for when you’re out and about.
A card for everyone
You don’t need a bank account to get an OPTIMUM card, so you can keep your day-to-day spending money and your bank account separate.
Whether you want to use it to help you budget, for added security and peace of mind when shopping online or abroad, or to provide extra funds to a friend or family member the OPTIMUM Prepaid MasterCard is flexible and convenient.