So flexible
OPTIMUM is a payment card which you can load with money – by easy automatic top up from a bank account, wage transfers, with cash or a credit/debit card. Your OPTIMUM card looks just like a credit or debit card, with a card number, chip and signature strip and can be used wherever MasterCard® cards are accepted worldwide.
But here’s the clever bit. OPTIMUM is not a credit card, which provides you with a line of credit, nor is it a debit card which is linked to a bank account. This means that with OPTIMUM you can’t go overdrawn or borrow money– you can only spend the money you have loaded onto it, so you stay in complete control of your money.
OPTIMUM allows you to transfer money - FREE. This way, you can securely enjoy your money in shops, on-line and across the world when you are on holiday. You can even get an extra card for family and friends, so you can quickly and safely share your money.
Wherever you use your OPTIMUM card you know it speaks volumes, without you saying a word.
On-line security
OPTIMUM opens up the whole world of secure on-line shopping – without having to worry about people accessing your bank account details.
With on-line shopping growing faster than ever, OPTIMUM lets you enjoy the best on-line deals without having to leave home!
Choose your tariff
OPTIMUM lets you choose to Pay Monthly or Pay As You Go.
Take a look to see which option suits you best – the choice is all yours.
Fees |
Pay Monthly |
Pay As You Go |
| Monthly Management Fee | £4.95 |
FREE |
| Transaction Fee | FREE |
2.95% |
| ATM Cash Withdrawal | £1.50* |
£1.50* |
| Bank Account Transfers | FREE |
FREE |
| Cash Top Up (Post Office®^) | FREE |
FREE |
| On-line statement | FREE |
FREE |
* 2% surcharge over £50
For full fee information, click here.
MasterCard Prepaid Card Guide
Right click the image below and 'Save Target As...' to download this essential guide.
On-line Account
OPTIMUM card holders can set up and use this online service for FREE.
It is totally secure and will help you keep check on your account - any time of the day and night.
Once you've set up your account - which is quick and easy to do - you can then log into your personal area. Here, you can check the balance of your account, see statements, apply for an extra card, change your address and even request a replacement card.
Now that’s what you call safe on-line and smart in life.
You can set up an online account by clicking here.