Top Questions
I haven’t received my card yet.
Your card can take up to 2 weeks to get to you, check the email you received when you applied as this should have a link you can click on to check your application. If you have been waiting longer than 2 weeks then please email Customer Services customerservices@360money.com
I’m having trouble with my PIN.
You should always change your PIN to something you can easily remember so that you don’t forget it! You can change your PIN at most cash machines.
If you use your card and a message such as ‘PIN Blocked’ shows on the shops terminal then you need to go to a cash machine to unblock your PIN by selecting 'PIN services' from the main menu.
I tried to use my card and it was declined
Please make sure that you have enough money on your card to cover the cost of what you want to buy including any transaction fees that might apply. To check your balance now, log into 'Your Account'.
Where is my Post Office® top up?
If you make a top up at a Post Office® branch this will take until the following day after 12pm to be available on your card. So, if you top up on a Tuesday the money will be available from 12pm (midday) on Wednesday.
Please note: If you top up on a Friday, Saturday or Sunday the top up will be available the following Monday from 12pm.
Why can’t I top up with my credit or debit card?
If you have a Restricted card you can not top up using a credit or debit card. Click here to see how you can upgrade your card.
If you have an un-Restricted card and want to top up with a credit or debit card then that card must be registered with either MasterCard Secure Code or Verified by Visa. The billing address of the card must also match the address you gave when you applied for your OPTIMUM card.
I’m having trouble activating my card
Make sure you enter the long card number (16 digits) from the front of your card, this will start with 518126. Also, you need to enter your 8 digit date of birth, this is two digits for the day, two digits for the month and 4 digits for the year of your birth e.g. if you were born on the 1st of June 1980 then you need to enter 01061980